Maybe not.  We have been able to save a house days from the foreclosure sale and keep the homeowner in the house.  It depends on a number of things.  How soon you contact us, what has happened with you and the lender up to now, how much is owed, market conditions, and on and on.  But the sooner we talk about the specifics the sooner we can give you a better idea.

Probably rent it  or sell it with a lease option after fixing it up to sell.  In some cases the person buying your house in a lease option could be someone like you a year from now.  If a blip has caused the problem you are facing, you may be in good economic condition in a year and ready to buy another house.  

    Some of the circumstances causing the current problem may well prevent you from getting a loan from a bank in only one year and that's where we can help a prospective buyer.  While a bank may not make a loan because of credit history, we may.  We may even be helping you buy another house down the road.  Maybe pretty soon.

     Well, yes we do like to help people.  Good Karma and all that.  And we expect to make a good living out of helping people.  Maryan and I have been in real estate since 1992 and as we said doing creative finance even before that and we started finding out ways to put our credit challenged clients into nice houses that maybe they could not have lived in without us. 

     We learned about owner financing, land trusts, lease options and a lot of financing techniques most sellers did not know so our clients could be homeowners.  Someone told us that if we could find a way to get a lot of people what they want, We could have what we want.  We think that is true today.  Call and let's see if we can help you.